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Experience the power of personalisation with BYOC – the Credit Card crafted for you, by you.

Enter the world of exclusive privileges and pamper yourself with rich benefits, features and a wide range of choices, completely tailored to fit your lifestyle!

What comes with this card?


Choice of Material from Regular to Eco Friendly

Pick Your Added Perks

Complimentary Domestic Airport Lounge Access


Make It Truly YOURS

Personalise your card with an image you love.


Pick your Perk

Unlimited cashback or rewards.


Find the Perfect Plan

Customise merchant offers as per your needs, change plans monthly, and earn 10% cashback.


Lounge Program

1 complimentary domestic airport lounge visit per quarter for the primary card holder and an additional lounge visit through MasterCard Lounge program.


MasterCard World
Golf Program

4 rounds of golf per quarter, and 1 lesson per month on select golf courses.


Fuel Surcharge

1% fuel surcharge waiver at all fuel stations across India for transactions between INR 400 to INR 5,000.


Dining Fiesta Program

Celebrate your love for food
Get a minimum 15% discount on dining at select restaurants on your YES Bank Credit Card.


Air miles

8 Reward Points = 1 InterMile / 1 Club Vistara Point












Find the best Credit Card for you.

Easy to apply for a credit card with us,Once you have complete this form.



Select Employment Type

Annual Salary/Income


Which is the Best Credit Card for You?

Your spending pattern: Your monthly spending pattern is a significant factor in choosing the right credit card.

The reward type: Credit cards offer rewards in terms of cashback, rewards points & air miles.

Fees and charges: Compare the interest rate on different cards and the fees and charges that apply.

Offers on the card: Some cards have great offers and discounts when you use them to shop on a particular website or when you use it in a specific store.

Welcome bonus or gift: Some banks offer welcome gifts and joining bonuses on applying for a credit card. Gifts could be the latest gadget or bonus points and miles.

Payment options: Most cards will allow you to make payments via multiple channels